Smart Contracts
Automated agreements and their design within Islamic financial structures.
Learn more
Smart contracts execute predefined instructions. Research examines how their code relates to contractual terms, governance and dispute resolution.
RESEARCH AREA
Islamic FinTech &
Digital Finance
Exploring how Shari’ah principles interact with financial technology, cryptocurrency, smart contracts, digital payments, regulation and financial inclusion.
Key Concepts
Core ideas and building blocks that shape Islamic FinTech and digital finance, explored through Shari’ah principles and modern technology.
Blockchain
Distributed ledger technology for transparency, trust and efficient transactions.
Learn more
Shared ledgers record transactions across a network. Their applications raise questions about verification, privacy, governance and interoperability.
Cryptocurrency
Digital currencies and their assessment under Shari’ah principles.
Learn more
Research considers the characteristics, uses and risks of different cryptoassets. Assessments vary with the asset and the transaction structure.
Digital Payments
Digital payment systems and access to financial services.
Learn more
Payment platforms connect users, merchants and financial institutions. Key themes include settlement, security, fees and accessibility.
Digital Zakat
Technology for transparent and accountable zakat management.
Learn more
Digital tools can support collection, record keeping and distribution. Governance, eligibility and responsible data handling remain important.
Financial Inclusion
Technology-enabled access to financial services for underserved communities.
Learn more
Research explores affordability, accessibility and the barriers people face when using financial services, including digital literacy.
RegTech
Regulatory technology for supervision and compliance processes.
Learn more
Tools for reporting, monitoring and verification can support institutions. Their effectiveness depends on reliable data and accountable oversight.
Digital Assets
Tokenisation and asset-linked digital instruments.
Learn more
Digital representations of rights and assets raise questions about ownership, transfer, custody and the relationship to underlying assets.
Financial Institutions
The evolving role of banks and non-bank institutions in the digital era.
Learn more
Institutions connect technological innovation with financial intermediation, risk management, customer protection and governance.
No concepts match your search. Try a different term or category.
The Field
Islamic FinTech explores the intersection of Islamic financial principles and modern financial technologies. Its themes include digital payments, blockchain, cryptocurrency, smart contracts, digital assets, regulatory technology and inclusive financial services.
Read more
Research in this field considers how technology changes financial structures, access and governance. The Shari’ah assessment of a product depends on its design, underlying activities and contractual arrangements; use of a particular technology does not establish compliance by itself.
Islamic FinTech Ecosystem
An editorial overview of connected research themes.